Buying a home can be an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave home-buyers bewildered.
You don’t need a real estate agent, you need an advocate. As your advocate I can help guide you through each step of the buying process, offering sound advice along the way. You want to work with an advocate who knows the ins and outs of the real estate industry. This way you’ll not only end up with a great home, but you’ll also walk away with a great experience.
Here are some of the key areas that I will guide you through:
Getting pre-approved by a lender
Part of advocating for you is making sure you are pre-approved by a reputable lender. I am able to refer you to a lender that will guide you through the financial process of buying a home. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.
Choosing a home
For most buyers, choosing a home is an emotional process. I will assist you through this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, as your advocate I can help you find exactly what you’re looking for.
Making an offer
Once you’ve found the home of your dreams, I will research recent comparable sales of similar homes in the area to help determine a fair selling price. This is important because a lender will require an appraisal and the appraisal is based of comparable sales of similar homes. Based on those comparable sales, as well as other factors like inspections and repairs, an agent will then help you structure an offer and negotiate to get the very best deal possible.
Closing, or settlement, can be a complicated process. In Idaho, title companies handle the closing process. Regardless of where you’re buying, I will be working along side you and working to ensure this process goes smoothly.